Reality of being a mature & responsible person

I was going through my bills last night and making payments out and realised that my overhead is actually damn high! I can't imagine that society's idea of being a responsible mature person means putting yourself into a huge pool of debts. I mean, think about it, here I am with a car loan, property loans, business loans, utility bills (at least 6 every month), car maintenance, credit card bills, insurance, gym membership, groceries, emergency cash, etc... wah!!!!! No wonder there is hardly any moolah at the end of the month for savings! It's kinda scary once we actually put everything out on the table. I tabik lah to those, after paying all the above and still have extra to spare for luxuries in life.

Indeed it is not cheap to live in KL anymore. Even if one is to compare the demography with other cities around the world like New York, London or Tokyo, one must not forget, we are only earning RM, not USD or Pound Sterling! So, compared dollar to dollar, so to speak, it is very, very expensive to live in KL.

So, here I am now mapping out on what options I have to reduce the overheads (which should be essentially short term), because nobody wants to alter their lifestyle too much, right? The next big thing is to try to pay up the property loans as fast as possible. Not easy, I know... but somehow this has to be done, especially when there is more than one to worry about.

Anyone want to hire part time???